Project loan is a financial leverage taken by promoter at the time of start up. The bank or financial institutes provide project loan to new venture or startup. The project loan is available for construction of building and purchase of machinery as well as on all major capital expenditures projected by promoters. The project loan amount is 60 % to 90 % of total cost of project as per policy of the lender. The promoters requires to contributes margin from 10% to 40% as per policy. For example to purchase machinery of Rs. 100 lacs promoters need to invest Rs. 25 lacs and bank will give project loan of Rs. 75 lacs. A Detailed Project Report (DPR) is required to apply for project loan. A Detailed Project Report (DPR) is a vital document for any business that contains information about the pertaining to its promoters, business model, operations, past and project financial performance. Detailed project report is very essential as it serves as a roadmap for the business and provides information in an understandable format to outsiders wanting to know more about the business. A key use of a Detailed Project Reports is for raising capital for a business and is required for credit analysis of a business, when banks or financial institutions try to gain an insight into the business for making a credit decision.
A well drafted Detailed Project Report will contain details about the promoters, infrastructure information, human capital requirement, business model, industry outlook, SWOT analysis, past financial performance, projected financial performance, key financial indicators, CMA Report and any other relevant information. Adroit Corporation has a team of professional with extensive experience in preparing Detailed Project Report and syndicating bank loans. Contact us today and we can help you prepare a well structured Detailed Project Report.